Turnkey ready and sound:
GBH Property Management
The weather – for us often not only the subject of harmless small talk, but also an eternal opponent, as it were. We wish every flood, every hail shower would go to hell. Because they attack what should actually ensure protection and security: buildings! Into which rain can get in after storms; whose facades and windows are threatened with destruction; in which power surges caused by lightning strikes make telephones, PCs and other appliances give up the ghost...
But not only Mother Nature swings the Sword of Damocles. Time wears away at all pipes and cables. And anyone who has had mould on their walls after a burst pipe knows what we’re talking about.Blockages – of pipes of course - are really unsavoury. Only two things help in this case. A bit of dry humour and individual property insurance. We’ve got both.
Buildings protect you and your possessions.
We protect your buildings.
„
Gunter Mengers
Managing Partner
Whether you’re a builder, a property management company or project developer, whether it concerns a commercial centre, property fund or large construction project: for you as the executive of a private sector, mutual or municipal housing company it has never been more difficult to keep your “house” in order. The list of possible offences, risks or liabilities grows with every square metre you build or let. Incorrectly calculated utility costs, missed deadlines, omissions in contracts with service providers, or damage or natural disasters can quickly become a financial wrecking ball“ – if one issue gets overlooked in the everyday hustle and bustle: the right safeguards.
How can you insure comprehensibly, saving time and money and guaranteeing the right concept?
By moving your entire insurance management – under the roof
of our turnkey ready insurance concept, individually coordinated with your company’s needs
„GBH Property Management“!
In “GBH Property Management” we record all insurance-relevant risks in one policy. Your permanent contact will administer all deals and review and evaluate possible improvements and the efficiency of the insurer on an ongoing basis on their own initiative. They will also keep an eye on any changes in or new requirements for your company through regular meetings – ensuring you always keep an overview.
Although our focus is on commercial centres and large construction projects with high investment volumes, we also offer the right solutions for all conditions – and in doing so take technical services in construction into account just as much as construction supervision, construction management or architectural services.
Apart from this, why do we also understand “GBH Property Management” to be a beacon in the insurance business? As one of the first and, as before, few insurance brokers to do so, we count on linking insurance data and its administrative or ERP system. All policy data, insurance properties and insurance details are stored in one directory, linked, can be called up at the click of a mouse and processed online in the event of a claim.
“GBH Property Management” covers the following areas:
1. Buildings insurance on the basis of the existing residential/commercial units with these extra benefits:
• Much lower insurance premiums than the market average
• Price guarantee (no automatic premium adjustment)
• Collective contract lowers administrative effort
• Extensive insurance protection with numerous cover extensions (e.g. no limit for maximum indemnifications in the event of a claim, general under-insurance waiver)
2. Land/flood damage liability insurance with premium calculation analogous to building insurance on the basis of the existing residential/commercial units with these extra benefits:
• Much lower insurance premiums than the market average
• Price guarantee (no automatic premium adjustment)
• Collective contract lowers administrative effort
3. Financial loss liability insurance with these extra benefits:
• Fixed premiums up to 70 per cent below the market average
• Desired insurance sums set individually
• Above average benefits due to five year secondary liability and cutting the usual excess
4. Building services insurance with these extra benefits:
Above average cover extensions due to under-insurance waiver, co-insurance of costs for special construction measures and cover for construction signs, temporary structures and building supplies
5. Developer liability insurance with these extra benefits:
• Above average cover extensions (e.g. co-insurance of claims caused by land subsidence, tremors as a result of pile driving work, demolition work, cutting the radius clause etc.)
• Automatic co-insurance of business premises risk
Over 600,000 residential units under supervision, twelve branches nationwide and more than 220 staff. Gayen & Berns • Homann GmbH, which has been owner-managed for over 100 years, is one of Germany’s leading insurance brokers. On the issue of property management in particular our size and efficiency guarantee continuing independence, smooth cooperation with you and your insurers and individual contractual relationships.